Pay with Clearpay - Terms & Conditions
At RSB Furniture we've partnered with Clearpay so you can spread the cost of your new bed. Choose Clearpay at checkout on eligible orders and pay in 4 interest-free instalments over 6 weeks.
How Clearpay works
Pay in 4 interest-free instalments, due every 2 weeks. Make the first payment at checkout, and the remaining three are collected automatically from your card every two weeks over 6 weeks. There is no interest, and no fees when you pay on time.[CLEARPAY DISCLOSURE — use the current version from the Clearpay Marketing Resource Centre; as of July 2026 it reads:] Please use Clearpay responsibly. Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands). T&Cs and other eligibility criteria apply. Ensure you can make repayments on time. Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and they may pass unpaid debt to a debt collection agency.
About Clearpay
Clearpay is provided by Clearpay Finance Ltd, which is authorised and regulated by the Financial Conduct Authority. When you choose Clearpay, you enter into a credit agreement directly with Clearpay — RSB Furniture is not the lender. Full terms are available at clearpay.co.uk/terms and Clearpay's privacy policy is at clearpay.co.uk/privacy.
How to pay with Clearpay
1.Add your items to the basket and proceed to checkout as normal.
2.Select Clearpay as your payment method.
3.Sign up or log in to Clearpay — you'll need your email, phone number, address, date of birth and a debit or credit card. Clearpay will carry out eligibility, creditworthiness and affordability checks and give you a decision straight away.
4.Make your first payment at checkout and manage the rest in the Clearpay app.
Frequently asked questions
Who decides if I can use Clearpay? Clearpay makes its own decision based on eligibility, creditworthiness and affordability checks. RSB Furniture is not involved in the decision and does not know the reasons for it. If you are declined, you can still pay by card.What happens if I return my order? Your refund is processed back through Clearpay. Once we confirm the refund, Clearpay will cancel or adjust your remaining instalments and refund anything you have already paid. Instalments that fall due before the refund completes should still be paid to avoid late fees; Clearpay will refund these once the return is processed.What if I miss a payment? Clearpay sends payment reminders, and if a payment is missed your account is paused until you are back on track. Late fees apply as set out in the disclosure above, and Buy Now Pay Later borrowing is reported to credit reference agencies, so missed payments may affect your credit file. If you are worried about repayments, contact Clearpay — they are required to support customers in financial difficulty — or visit MoneyHelper for free debt advice.Who do I contact with a problem? For questions about your bed, delivery or a return, contact us at support@rsbfurnitureltd.co.uk. For questions about your Clearpay payment plan, contact Clearpay directly through the Clearpay app or the Clearpay Help Centre. If a complaint to Clearpay is not resolved to your satisfaction, you may be able to refer it to the Financial Ombudsman Service.